THE WIKI COMMUNITY

Saturday, 2 October 2010

Who Has Lower Life Insurance: Men Or Women?

By Iftikhar Tirmizi

When they reached a limited age they tend to start thinking about term life insurance or whole life insurance for their families' future without them. It is very important if they are great financial source for their family. Life insurance varies not only depending on the price, on the personal health and age about life insurance but also depend on the insurer is a man or a woman. Life insurance associated with many factors like life insurance prices and sex is a very important in it. After great studies, it is conclusion that as a woman an insurer pays far less than a man based on tests and health as well as way of life.

The price of life insurance factors greatly depending sex; the insurer is a man or a woman with not only on the personal health and age. After a great study, it has been determined to that a man is greater insurer pay than a woman based on the tests and health as well as way of life. It is very sex is very important for life insurance.

Whole life insurance and term life insurance also tend to be more expensive for men because testosterone promotes higher blood pressure. This means the higher the chances of heart disease, diabetes, strokes, pulmonary disease and many more life threatening diseases, infections and illnesses that higher the chance of the man dying before the woman.

In the past do like that women to primarily stay at home and not deal with the stress of work or the outside world as much as men. But now recent studies show that women working as much as men the lifespan of women have increased in working fields. This thing not only threatening for men but also women, smoking is the biggest factors for higher life insurance. This is what makes smokers have a much higher life insurance, whether term life insurance or whole life insurance. Because smoker's lifespan is reduced by 9 years owing to smoking unlike what is seen in smokers therefore they should purchasing life insurance aside from the sex of the person.

Health play an important role to part of choosing and selecting a right life insurance, which will helps selecting and purchase whole life insurance or term life insurance according to their need. The sex one factor they cannot change it and how susceptible they are to illnesses and disease, which is proven that women have much lower life insurance based on their lifespan.

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